Portland, Oregon is home to a number of life insurance companies that offer a wide range of products and services to individuals and businesses. These companies provide financial protection to policyholders and their beneficiaries in the event of an unexpected death, disability, or other unforeseen circumstances.
Life insurance companies in Portland offer various types of policies, including term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specified period, while whole life insurance offers coverage for the policyholder’s entire life. Universal life insurance combines elements of both term and whole life insurance policies.
Life insurance policies can be tailored to meet individual needs and budgets, with varying levels of coverage and premiums. Many life insurance companies in Portland also offer other financial products, such as retirement planning, investment management, and estate planning services.
Life Insurance Benefits
Life insurance provides a range of benefits to policyholders and their beneficiaries. Here are some of the key benefits:
- Financial protection: The primary benefit of life insurance is financial protection for your loved ones. If you were to pass away unexpectedly, your life insurance policy would provide a lump-sum payment to your beneficiaries, which can be used to pay for funeral expenses, outstanding debts, and other expenses.
- Income replacement: If you are the primary breadwinner in your family, your life insurance policy can provide income replacement for your dependents if you were to pass away. This can help ensure that your family can maintain their standard of living and meet their financial obligations.
- Estate planning: Life insurance can be used as part of your estate planning strategy to help transfer your assets to your beneficiaries tax-free. This can be especially important if you have a large estate that would be subject to estate taxes.
- Business continuity: If you are a business owner, life insurance can help ensure that your business can continue to operate if you were to pass away. A life insurance policy can provide the funds necessary to pay off debts, buy out a partner’s share of the business, or hire a replacement for a key employee.
- Peace of mind: Knowing that you have a life insurance policy in place can provide peace of mind for you and your loved ones. It can help alleviate the financial stress and uncertainty that can come with unexpected events.
Overall, life insurance is an important tool for financial planning and can provide valuable benefits to policyholders and their beneficiaries.
Best Life Insurance Companies in Portland
Here are the top Life Insurance Companies in Portland, OR, USA:
Action Insurance Company
Established in 2005, Action Insurance Company helps Portland guests find the right position of insurance content, from life insurance to other content types. The agency offers both term and whole-life programs to suit the requirements of its customer base.
In addition to life insurance, Action Insurance Company sells machines, homeowners, business and marketable, trucking, and disability. marketable property insurance and marketable bus insurance are also available. quotations are free and available online or via phone.
Agape Insurance
Agape Insurance is a small Portland-grounded agency innovated in 2002 by Dan Nellis, an original man who provides unprejudiced health insurance advice, and multiple quotations from a range of carriers, similar to Providence, United Healthcare, and PacificSource.
Mr. Nellis’ guests are generally individuals looking to pay off their mortgages within the term of their programs, cover their burial costs, and find health plans that allow for their former medical issues.
Avenue Insurance
Avenue Insurance caters to guests in Portland and bordering areas. It offers term life insurance for guests concluding for a specific duration for their programs, and endless life insurance for lifelong protection that allows for fresh fiscal support.
It also carries insurance for vehicles and homes, with fresh protections against cataracts and earthquakes. Its marketable insurance, meanwhile, helps guests request general liability instruments and add vehicle content to being a business. Some of Avenue Insurance’s mate- carriers are Liberty Mutual Insurance, The Hartford, Progressive, and Foremost Insurance Group.
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Budget Insurance Enterprises LLC is a health insurance company in Portland that sells a range of insurance products to meet its guests’ requirements. It has times of experience in the assiduity, and it leverages its moxie to help guests find the right health content, from single to group programs.
It also offers life insurance, including term, whole life, and listed universal life insurance programs. Other insurance types include bus and SR22 content, business insurance, and homeowners renters programs.
Brownrigg Insurance, LLC
Brownrigg Insurance, LLC is an independent life insurance agency serving the counties of Multnomah and Clackamas. Its agents are free to compare the programs of multiple carriers.
They specialize in getting competitive quotations for individual life insurance and programs that cover businesses from the loss of crucial workers. Typical programs include term life, which pays out within the term of the policy, and whole life, which pays out on the policyholder’s end.
Century Benefits
Century Benefits is an independent insurance agency serving individuals, families, and businesses in the Portland metro and the girding communities. It helps guests cover their loved one’s future by offering different types of life insurance programs, including no paramedical, term, variable, and whole.
It provides appropriations, which can be used for council backing or withdrawal. Also included in its line of products are bus, home, health, and renters’ insurance plans. Century Benefits extends its services to Arizona, Idaho, and Nevada.
Chris Goodbaudy Insurance Agent
Chris Goodbaudy Insurance Agent is an exchanged life and health insurance agency innovated in 2001. Mr. Goodbaudy’s guests come from the Portland metro area’s domestic and marketable communities.
His services include comparing multiple quotations for particular and group insurance from all of the major carriers in the country, explaining the conditions of the Affordable Care Act, and helping employers decide if a custom-designed plan is preferable to being group plan.
Eagan Advisor Group
Eagan Advisor Group is a locally possessed and operated independent agency that offers comprehensive insurance plans in Portland and throughout the state. It has over three decades of experience furnishing different types of individual insurance, including term, universal, and whole-life programs.
This agency also offers long-term care and final expenditure life insurance options. also, its platoon assists guests in choosing suitable Medicare and dental plans from assiduity-leading insurance companies. The agency represents colorful carriers similar to UnitedHealthcare, Humana, and Cigna.
Einstein Insurance
Einstein Insurance is an independent insurance agency serving its guests in Portland. It offers life insurance programs to its guests that are acclimatized to suit their content needs and conditions.
Author Matt Einstein has been in the insurance assiduity since 1999, and his expansive experience allows him to help individualities find the applicable insurance plan. The company also offers other marketable and particular insurance products, similar to a bus, home, renters, flood tide, condo, and motorcycle insurance.
EMF Insurance Agency
EMF Insurance AgencyInc. is a specialist life insurance company in Portland that focuses simply on hand benefits and group health insurance and transnational health insurance.
It’s partnered with several insurance carriers who operate specifically in these fields, similar to Blackbird Benefits and Wanderwell Insurance Services. The agency values eco-friendly styles, which is why it’s web-grounded and gives 1 of its periodic gains to nonprofits that promote environmental practices encyclopedically.
That’s all, thanks.
